Why didn’t I receive a 1099?
The IRS requires Fora to issue a 1099-NEC only if you received equal to or more than $600 in commission payments during the tax year.
If you earned under $600, a 1099 is not issued.
You are still responsible for reporting that income on your tax return.
You can view your full commission history in your Earnings page.
If something appears inaccurate, please contact Support and include:
The bookings you believe are missing/inaccurate
The approximate payment dates
Our team can review and investigate as needed.
When will I receive my 1099?
Key timing details:
The IRS deadline to issue 1099s is January 31.
Forms are sent via email through Track1099.
If a correction is needed after submitting a new W9, it typically takes 5–7 business days.
If you requested a 1099 be mailed, please allow an additional 7–10 business days for delivery.
I didn’t receive my 1099. Can you resend it?
Yes, please check that you earned over $600.00 in cash payments in 2025. Once you have confirmed that, Support can resend your 1099 via Track1099.
Before reaching out, please:
Check your spam or junk folder, as these emails are sometimes filtered.
If needed, we can also mail a physical copy to your address on file, but we will only do so upon request.
My address has changed. How do I update it?
The IRS requires an updated W9 for any address change.
Support will send you a secure Routable link to submit a new W9.
A corrected 1099 is typically issued 5–7 business days after the updated W9 is received.
My name has changed. How do I update my 1099?
Name changes also require submitting a new W9 through Routable. Please reach out to finance@foratravel.com so that we may send you a link to update your information.
Once submitted, your corrected 1099 will be issued within 5–7 business days.
Do I use my SSN or EIN on my W9?
General guidance:
Use your SSN if you operate as an individual or sole proprietor.
Use your EIN if you operate under an LLC or other business entity.
Fora will use the information provided by you when registering in Routable to receive payments.
For entity-specific guidance, please consult a tax professional.
I think the amount on my 1099 is wrong. What should I do?
Please contact Support and include:
The amount you expected,
Any specific bookings or payments you believe are missing or incorrect.
Our Finance team will review your payment history and provide a breakdown if you provide payment amount and date(s). Note: We will only perform analysis if you can tell us why you think the amount is incorrect.
Note: Planning fees are included in your 1099.
How do I update my W9?
Support can send you a secure Routable link to submit your W9.
Once received, any required corrections are typically completed within 5–7 business days.
I’m an advisor living outside the U.S. Do I receive a 1099?
This depends on your tax status. Support may ask:
Are you a U.S. citizen?
Do you have a U.S. Social Security Number?
What is your current country of residence?
U.S. citizens living abroad typically still receive a 1099. For guidance specific to your situation, please consult a tax professional.
How do I report my 1099 income on my taxes?
Most advisors report 1099 income as self-employment income using common tax software or with their tax preparer.
Fora cannot advise you on how or where to report this income. Please consult a qualified tax professional for specific instructions.
If you still need help, please contact Fora Support and we’ll be happy to assist.